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Get Started Purchase Refinance Loan Programs Find A Loan OfficerOur Story Our Blog Careers Clients Fluid App Login Make A Payment Support & Servicing Mortgage Calculator Get In Touch Apply Now English English Español Search Get Ready to Buy a Home With a Lender You Can Trust Choosing the right team to guide you through the home buying process is just as important as finding the right home. We take joy in providing our clients with an exceptional, informative and seamless journey to purchase their dream home. Purchase Refinance 0 Years In Business 0 + Five-Star Reviews 0 States Licensed In Relationship First, Transaction Second At our family-owned business, relationships always come first. Built on referrals, we prioritize trust by maintaining a team of mortgage advisors you can rely on. Schedule your free one-on-one consultation today, and let’s begin crafting your personalized approach to homeownership together. With our lifetime commitment to real estate advising, the best time to start was yesterday, but the second-best time is now! Get Started Loan programs to help you buy now Trending Programs Community Lending Program This unique opportunity doesn’t have any first-time homebuyer requirements and may create hundreds of dollars worth of monthly savings. See Potential Savings Buy Before You Sell Looking to move soon but worried about selling contingencies holding your purchase back? Our partnership with Homelight allows you buy a home before you sell your current home. Find Out More Secure Down Payment Assistance Ease your down payment savings stress with one of our down payment assistance programs! With options including as low as 0% down payment, you can purchase a home without draining your savings account! View Available Programs See More How It Works We don’t believe in surprises. Rest easy knowing what to expect from the very beginning. Get Started Mortgage Lending Simplified Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership. SECURE DOCUMENT SCANNER FAST & EASY PROCESS REAL TIME LOAN UPDATES Learn all things mortgage and more Mortgage Blog Secure Your Retirement: How Does a Reverse Mortgage Work? May 3, 2024 Featuring Guest Author: Shanne Sleder, Loan Officer Picture this: you’ve worked hard, invested in your home and life, and now it’s… Read More → Affordability Challenges Are Being Addressed | April Market Update April 11, 2024 Does It Make Sense to Buy a Home Right Now? Considering buying a home? The latest Home Price Expectations Survey suggests… Read More → Should You Consolidate Debt Into a Mortgage? April 9, 2024 The conversation of debt can be a daunting and stressful experience. What’s important to know is that you’re not alone in… Read More → 8 Things You Should Know Before Buying a Home December 15, 2023 Becoming a homeowner is a milestone that brings a sense of pride and accomplishment, but it also comes with its fair… Read More → A Homebuyer’s Guide to Buying a Condo November 3, 2023 When it comes to finding the perfect home, there are plenty of options to consider. One option that’s gaining popularity is… Read More → Increase Your Home Value by Improving Its Curb Appeal October 5, 2023 Owning a home is an exciting milestone to reach and many homeowners wonder, what’s next? There are many benefits to homeownership,… Read More → Down Payment Assistance Programs: What You Need to Know September 19, 2023 Affordability poses a significant challenge for individuals considering buying a home. When factoring in the down payment, closing costs, and other… Read More → How Much Can I Afford to Buy a Home? August 24, 2023 While the journey to homeownership is an exciting and significant milestone in one’s life, that blissful feeling can easily be taken… Read More → Why Working With a Local Lender Benefits Homebuyers August 12, 2023 When it comes to buying a house and obtaining a mortgage, individuals often face the dilemma of choosing between local lenders… Read More → Elevate your homebuying experience Upcoming Events Credit Repair Workshop Join us for a free credit repair workshop to learn credit basics and repair tips! Our experts include a well-versed mortgage consultant and certified credit repair specialist who can help you set yourself up for success! May 18 @ 10:00am RWM Home Loans – Porterville in Porterville, CA Reserve Your Spot VA Homebuying Workshop Join us for a free VA homebuying workshop to learn how to buy a home now or in the near future! Our experts include a mortgage consultant and real estate broker who knows the ins-and-outs of the homebuying process! June 1 @ 10:00am – 11:30am Veteran Housing Center Offices in Riverside, CA Reserve Your Spot Follow Us For Mortgage Programs, Homebuying Tips, & More @rwmhomeloans Facebook Instagram LinkedIn YouTube buying season is our fave season ?(hint: buying Join us in welcoming our newest team membersFran From iconic to idyllic! ?? Ever wondere April was a whirlwind, packed with everything from April showers bring anniversary flowers! ? Join Rolling it back to last month’s Luck of the Irish Feeling the Coachella FOMO? Don’t worry; we’ve got We have the honor of welcoming these wonderful lad Sometimes the urge to DIY is too great... and ends Congratulations to the first few Core Values Award Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply. Andriry K. Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family… read more → Kirk C. The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great. Angelia B. You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way... It… read more → Julie M. The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn’t miss my vacation. Melody T. Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home. Ana E. Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow… read more → Cassandra C. Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service. Noah B. Good communication, great staff and high level of professionalism. James G. The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime. Brian S. 4.9 319 Reviews 4.96 8477 Reviews 5.0 164 Reviews ©Copyright 2024 Residential Wholesale Mortgage, Inc. dba RWM Home Loans NMLS# 79445 RWM Home Loans 11234 El Camino Real San Diego, CA 92130 (858) 794-2155 hello@rwmloans.comContact Us Find Your LO Apply Online Mortgage Calculator Make A Payment Careers Blog Loan Programs NMLS Consumer Access Licensing Disclosure Loss Mitigation & Mortgage Assistance Terms of Use Privacy Policy Privacy Notice Accessibility Statement Rates, program terms, fees, and conditions are subject to change without notice. Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and the CA Department of Financial Protection and...